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Health insurance for a Czech visa applications

It is mandatory for residents of CR to have health insurance.
There two types of insurance for residents of Czech republic, Czech state health insurance or Czech private health insurance.

Czech state/public health insurance

Czech state health insurance is for Czech citizens, EU citizens, people from outside the EU (3rd country nationals) who will be employed on a Czech employment contract and some nationalities who are self employed in CR.
Further information

Czech private health insurance

Czech private health insurance is designed for people who not able to have Czech state/public health insurance. For example: Family members of 3rd coutry nationals who are employed in Czech Republic ro Non EU who are self employed in CR and their family members.

Basic health insurance

Complex health insurance

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The Czech visa application process can be complicated but you do not need show any health insurance until you have been notified your visa is ready for collection

Once your visa is ready for collection the embassy will send you an email about collecting your completed visa. This is the point when you need relevant health insurance.

We can provide the documentation that is suitable to collect your visa. We send documents all over the world on a daily basis.

100% guarantee

All the health insurance we provide is suitable for Czech visa applications Czech residence permits.
We guarantee that the Czech health insurance we provide is suitable for Czech visa applications, visa renewals and residence permits with the Czech foreign police and the Czech Ministry of the interior.

We can provide you with an up-to-date quote before you buy

In order to provide you with an up to date quote we need from you:
A copy of the information page of your passport
The Czech address you are using for your visa application
A start date and an end date for the insurance.

With this information we can supply you with different options for your heallth insurance.

Czech private health insurance (CPHI)

Important things to know about Czech private health insurance.

The whole subject of Czech private health insurance is difficult to explain in a few sentences or in a single article.
Czech private health insurance (CPHI) is quite specific insurance is designed to meet Czech visa regulations as laid down by the Ministry of the interior.
CPHI is designed to meet all the Czech visa regulations and is different from usual "western" private health insurance.
CPHI is aslo designed to "to be equal to" and run parallel to Czech state health insurance.
There is no deductible or co-pay with this type of helath insurance.
This type of health insurance is for people who will live in CR on a Czech visa or residence permit, are non EU and who will not be employed in CR on a regular Czech employment contract.
CPHI breaks down into to main catagories, Basic health insurance that covers emergency treatment only. Complex/Comprehensive health insurance which covers emergency treatment and usual doctors vists when you are sick.

How to use Czech private health insurance

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FAQ for Czech private health insurance

This type of insurance does not usually cover pre existing health conditions. PVZP can provide extra insurance that can cover pre existing helath conditions.
Any health insurance used for Czech visa colletion must meet the ministry of the interior requirements. Most none Czech insurance does not meet the required regulations. If you wish to use none Czech health insurance you must submit the full terms and codditions (in Czech) to the ministry of the interior and they decide if your insurance will be accpted of not. This is not a fast process.
No. Children must have their own insurance contract (signed by the parent or guardian.).
There is no decutible with this type of insurance.
Pay cash and then claim the money back from the insurance commpany. Be sure to ask the doctor for a receipt.
Czech state health insurance covers you for emergency treatment in Europe.
Czech private health insurance also covers you in the Schengen area.
Note: You would usually oay cash and claim the money back from your insurance company once you are back in CR.